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PENSION AND PROVIDENT FUND 

You won’t be young and fit forever. There’ll come a time in your life when you won’t be able to work, and you’ll depend on whatever money you’ve put away.  

But, for 94% of South Africans, that won’t be enough. Let’s try to avoid that.  

With AFS Financial Services, you can access some of the most tax-efficient retirement savings structures available. Contributions are flexible and can be withdrawn when you leave the company, retire, or on death or disability. 

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